Thursday, July 15, 2010

How to save your money effectively
1.Set your money for paying on weekday and follow it strictly. This way will make you not pay more than that and you can estimate your expense each month. When you know that each month how much your money will be paid, you will know how much your money will be kept as well. The more you can follow this tip, the more you can save your money.

2. Try to reduce your smoking and drinking. In the long run, it will be better if you can quit them completely. Suppose your expense in both things is $100 a month, you will have to pay for them $1200 a year. If you can give them up, you will save much more money.


3. Try to reduce wandering at night and it is finally better that you can give up it. Wandering at night will bring you smoking and drinking. These things will waste you a lot of both money and time. Moreover, they affect to your work on next day: you probably cannot wake up and get up to go to your office in the next day morning. If you are often late or absent from your work, your boss will keep a look out over you and it can affect to your salary raise. Apart from wasting your money, it can also make you bad in your boss’ view and salary raise.

4. Having your dinner at your home with your family is better than eating out because you can share one another some feels between your and their works or school during the day. This way you can save time, money and power. Moreover, you have also a lot of time to think or plan of your work for tomorrow.


5. You and your family don’t need to see the movie at a theater because you can buy CD or DVD from the shop near your home or your office to see after your dinner. This way you can save much money. If your family contains six people, you have to pay for a movie $7 a person. That means you have to pay for it $42, but CD and DVD can also be kept for your family later on.

6. After getting your home in the evening, check your coins in your pockets and put them into your money box so that you can basically and indeed save money. If you can do this every day, you will accumulate your money in short time.


7. You should clearly set the goal in saving money that how much you can do in the end of the year. When your goal is met, you will be happy. If not, try it on. Finally, you will reach it surely. I guarantee that.